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Houserule: The Willpower Mechanic

This is a houserule we have been using successfully. The point of this rule was partly to replace action points and the action point economy from 4E that we played at the time, partly to make skill challenges (in general, not the 4E kind) more interesting but also to provide rules that automatically brings narrative and roleplaying into where it is mostly lacking, combat.

The mechanic works as follows:
Each player is granted a number of willpower points equal to CHA mod + 1
or some alternative (WIS mod + CHA mod) or (highest mod WIS/CHA + 1), decide beforehand which method to use.

A willpower point can be spent at any time when a check is failed.
Instead of failing, the willpower gives you another chance at the same task, however with a penalty equal to the...