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To elaborate, an investment is simply anywhere you put your money. Gains from an investment are not necessarily monetary. If you pay $100 for maybe 20 cards you will definitely enjoy using and, for those monetary purposes, will retain enough value so that in the event that you did want to get out of the game or trade for different cards you could easily do so without hassle, isn't that obviously better than $100 worth in a couple hundred cards which 90% of won't even be playable in your janky casual decks and which nobody else wants?

I really only have a handful of tournament caliber decks, but the few cards in those decks are worth more than all of the rest of my collection combined. I have boxes full of cards from the old days that I can't find anyone to take off my hands. I really wish I had all of that money back, my collection would be SO much better. Why would I want to add more jank to my terrible cards collection and waste money when I could just as easily buy good cards and build playable decks? Just because you want to build casual decks doesn't mean you have to waste your money on worthless cards.

Collectable games, by their nature, are huge money pits that will eat your finances alive. Trust me, you want to save money everywhere possible. Magic is a game that you can easily enjoy without buying every loaf Wizards pinches off.

Seriously, you're like people who play Standard because they think it's cheaper than Legacy and other eternal formats. Yeah, it's totally cheaper to spend $300+ on new cards every time a new block rotates rather than maybe $400 for a perfectly playable deck that will always be legal and, if at some point you decide you want to change decks, 70% of the cards in the deck will likely be playable in the new deck. Every deck in legacy runs wasteland or example. A playset will cost you about $160 or so... But you'll always play them and everything you ever play can use them. Jeez, funds for a few seasons of Standard will easily buy you some power to play in Vintage. The same goes for booster boxes. You could almost buy every card you'd actually play with from a given set for the price of playing the lottery and opening packs. Don't play the lottery... You know it's not a good investment.

By the way, I just checked the prices for power and the prices have shot way up since the last time I looked. People that bought good cards actually did make money. I'm even set for a huge ROI on my Force of Will s, a card you literally cannot play blue without.