Suggestions Wanted for reserve 5th man...

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Our regular group was without our regular leader last week. Ordinarily, when a player knows he/she will not be available they leave their character with another player, but such was not the case this time.

Digging through my lost files I came across a fifth man whose player dropped some time ago, and so I made efforts to update (level 22 -> 27). Here's what I came up with.

[spoiler Cha focused Cavalier/Warlord Hybrid]
====== Created Using Wizards of the Coast D&D Character Builder ======
Kat, level 27
Tiefling, Paladin (Cavalier)/Warlord, Champion of Corellon, Avangion
Virtue: Virtue of Valor
Hybrid Paladin (Cavalier) Option: Hybrid Cavalier Reflex
Warlord Leadership Option: Combat Leader (Hybrid)
Hybrid Warlord Option: Hybrid Warlord Fortitude
Hybrid Talent Option: Paladin Armor Proficiency
Perfection of Mind Option: Charisma
Perfection of Mind Option: Wisdom
Auspicious Birth (Auspicious Birth Benefit)
Theme: Infernal Slave
 
FINAL ABILITY SCORES
STR 12, CON 21, DEX 16, INT 10, WIS 14, CHA 29
 
STARTING ABILITY SCORES
STR 10, CON 13, DEX 13, INT 8, WIS 10, CHA 18
 
 
AC: 47 Fort: 44 Ref: 44 Will: 44
HP: 172 Surges: 17 Surge Value: 45
 
TRAINED SKILLS
Diplomacy +27, Endurance +19, Heal +20, Perception +20, Religion +18
 
UNTRAINED SKILLS
Acrobatics +12, Arcana +13, Athletics +10, Bluff +24, Dungeoneering +15, History +13, Insight +15, Intimidate +22, Nature +15, Stealth +14, Streetwise +22, Thievery +12
 
POWERS
Basic Attack: Melee Basic Attack
Basic Attack: Ranged Basic Attack
Infernal Slave Attack: Hellfire Touch
Tiefling Racial Power: Infernal Wrath
Multiple Class Utility: Defender Aura
Paladin Attack: Righteous Radiance
Warlord Feature: Inspiring Word
Bard Utility: Skald's Aura
Bard Feature: Majestic Word
Paladin Attack 1: Virtuous Strike
Warlord Attack 1: Direct the Strike
Warlord Attack 1: Vengeance is Mine
Paladin Utility 2: Virtue
Warlord Utility 6: Rousing Words
Warlord Utility 10: Tactical Orders
Champion of Corellon Attack 11: Elegant Strike
Champion of Corellon Utility 12: Graceful Step
Warlord Attack 13: Death from Two Sides
Warlord Attack 15: War Master's Assault
Warlord Utility 16: Warlord's Banner
Paladin Attack 19: Corona of Blinding Radiance
Champion of Corellon Attack 20: Corellon's Wrath
Bard Utility 22: Climactic Chord
Warlord Attack 25: Warlord's Resurgence
Avangion Utility 26: Wings of Gold
Paladin Attack 27: Restricting Smite
 
FEATS
Level 1: Hybrid Talent
Level 2: Imperious Majesty
Level 4: Flail Expertise
Level 8: Improved Defenses
Level 10: Superior Will
Level 11: Combat Commander
Level 11: Shield Mastery
Level 12: Lashing Flail
Level 14: Dispater's Iron Discipline
Level 16: Hero's Poise
Level 18: Fight On
Level 20: Master of Stories
Level 21: Supreme Inspiration
Level 22: Multiclass Mastery
Level 22: Acolyte Power
Level 22: Bardic Dilettante
Level 24: Epic Fortitude
Level 26: Epic Reflexes
 
ITEMS
Adventurer's Kit
Heavy Shield x1
Strikebacks x1
Bag of Holding
Ring of Tenacious Will x1
Boots of Quickness (paragon tier) x1
Bracers of Mighty Striking (paragon tier) x1
Cincture of Vivacity x1
Amulet of Protection +6 x1
Circlet of Indomitability (paragon tier) x1
Agile Godplate Armor +6 x1
Cursed Alhulak +6 x1
====== End ======
[/spoiler]

Items allocation NOT standard, but purchased with gold equivalent of standard.

There is a focus on defenses (50/45/45/45 unbloodied, bloodied drops to 47/43/43/43), virtual immunity to Daze/Stun effects, big initiative bonus to party, and fairly reliable save bonus.

Wish I could fit in Secrets of Belial for the Druid Charisma Utility (drop what? probably Tactical Orders for power, but feat...?), unsure about level 27 encounter power Restricting Smite... there may be some amazing feat that was not available in my list of options due to ability pre-req (+1 to con at 24th may be better placed elsewhere, wis maybe) other things I may have missed, or choices superior to what I have taken...?

Please, all suggestions welcome.
I hate to say it, but shield mastery has gotta go. I'm sure you can live with dropping your Fort down to 42. There are also better things to get with Secrets of Belial - Slick Concoction from the Artificer U10 list, for example, as you're desperately lacking a party-wide movement enabler.
Drop Warlord's Banner - A standard action heal? Yuck. Between Rousing Words, Fight On, and Supreme Inspiration, you're fine on healing, so I don't really see the point

Restricting Smite is junk, take Insightful Assault or A Plan Comes Together. Swap out Vengeance is Mine because you have to take a paladin encounter, and I'm tempted to tell you to take Fortune Spurned Smite, but the rest of CharOp hates on it - I don't care, I'll recommend it anyway.
Discipline the Unruly should be taken over Warlord's Resurgence.

And I'm not really thrilled with either the PP or the ED, but eh, if every character was hyper-optimized, they'd all look the same. This is fine.
Thank you, excellent suggestions!

The problem with fortune spurned Smite is the necrotic damage, if i remember correctly... the ED takes care of that with the 24th lvl feature (radiant damage in addition to...).

I think the PP was taken for the AC kick, and probably the restorative action, as well (as I recall, she was suffering for trying to play as second defender). ED probably for Capstone (anticipating Orcus and his Deadly Wand), but Flight was probably a factor as well, and if I'm not mistaken flavor also played into her decision. It's probably not the best, but it does have some some features to be appreciated.

Thank you again RenZhe, I'll take your suggestions to the builder.